Posted By John F. Carroll
Refer to the previous post i got a great feedback from my reader and i have decided to post with the rest of the tips to ensure your prospect to see the value of life insurance.
Here are some ways i include....
12 more ways to start up your sales again.
Posted and John F. Carroll
Selling life insurance is hard.
It’s also necessary. Because unlike other lines of insurance people are required to buy…
Life insurance must be sold.
People won’t buy it on their own and a website or an 800 number can’t replace an agent.
A lot of agents tell me prospects don’t see the value in life insurance. They don’t want to talk about it. They don’t want to hear about it.
Of course they don’t!
Nobody wants to think about dying! Our brains are hardwired against it.
But it’s your job to make prospects think about it so they can make smart decisions to protect their family before it’s too late.
Posted by John F. CarrollPhoto courtesy of Photospin.com
“No one returns my calls anymore.”
An agent explained to me to me last week:
“These people are so rude! I leave message after message and no one ever calls me back!”
“They asked for the darn quote and now they won’t call me back! Can’t they tell how hard I’m trying to reach them?”
No… And they don’t care either.
You see, this agent doesn’t understand two things:
From time to time, there are certain changes in our lives that may have a significant impact on our insurance needs. We should think of it as a checkup. Most of us go for medical checkup once a year. It might be a simple blood test or a full body examination. Our financial security also need preventive medicine as maintenance. Needs change over time, sometimes it is much more rapidly than we realize. These below circumstances shall trigger us to revise our wealth protection needs.
Posted from KC.Lau.com
As reported in Star paper in 2009, medical inflation rate in Malaysia is estimated to be around 15%, whereas global medical inflation averages about 10% each year.
If you cannot imagine how the high medical inflation rate might affect your life, here is the actual figure to help you plan better.
1) Today Medical Cost = RM50,000,
2) Medical inflation is estimated at 15% (as reported in the Star)
Your future medical cost will be:
Posted by YK ConsultancyPhoto courtesy of expertsforexpats.com
IT'S EASY TO FORGET ABOUT insurance when you're drawing up a financial plan. Many people don't even think of it as an investment vehicle since insurance provides no returns--except, of course, in the worst-case scenario. But insurance should be the first thing you invest in before even setting up a savings or investment strategy. "The problem with insurance is that when you need it most, you can't have it," says Chris Beale of Towry Law, which advises clients on wealth-management issues. "That's why it pays to start early and invest in it for the future."
Posted By KC.LauPhoto courtesy of themetapicture.com
Mr. John Mumford III, a rich old man was dying from a rare disease. On his deathbed, he called for his insurance agent, doctor and preacher: “I trusted each you my entire life. Now I want to give each of you $30,000 cash in an envelope to put in my grave. I want to take it with me.”
Mr. Mumford died and at the funeral, each one placed the envelope on top of the man, then he was laid to rest. On the way from the funeral, in the limo, the doctor confessed “I must tell you gentlemen, I only put $20,000 on top of Mr. Mumford, I wanted buy this new machine that would enable me to diagnose his rare disease and save others. It’s what he would have wanted”
Then the preacher said: “I have to confess, I only put $10,000 on top of Mr. Mumford. We needed that money to help more homeless,and it’s what Mr. Mumford would’ve wanted”
The insurance agent was angry at both the man, and said: “I can’t believe both of you, stealing from a dead man. I wrote Mr. Mumford a check for the full $30,000! Furthermore, I handed his wife another $10 million check from my company “
Posted by Life Foundation
Are you ready to face retirement? According to a recent Merrill Lynch study, “Americans’ Perspectives on New Retirement Realities and the Longevity Bonus,” most Baby Boomers prefer peace of mind over wealth accumulation and are looking to reinvent themselves in retirement.
The Merrill Lynch study found that today’s retirees expect to live longer and work longer than earlier generations, and are looking for guidance in what is uncharted territory.
Posted by Life Foundation Jaimee NilesPhoto courtesy of rapgenius.com
Life insurance, disability insurance, long-term care insurance—if you are like most people, when your insurance agent starts talking about coverage you ought to consider, all you can think about is what it’s going to cost you.
And even though it may seem like the economy is getting better, many people are still struggling with the impact the recession has had on their budget and what expenses they can put off until tomorrow.
Posted by Personnel Development 123
I find that sometimes accepting your life and the situations your in can be hard. It can be so hard that you almost feel like you should and could give up. Accepting things doesn’t need to be such an overwhelming process, and the contentment and peace it brings is definitely worth the effort.
Accepting your circumstances and moving forward can be a little overwhelming depending on how you look at it. If you just lost a loved one or found out you have some kind of illness, it will really take it’s toll on you if you let it. The easy part about accepting reality is that you don’t have to fix or change anything. You simply “accept it.”
To make accepting easier on you follow these steps outlined below.
Hi I am Yen Wei Nee
I have been in insurance industry for 17 years and would like to share here with you my experience and information that is now changing our lives.