Share by Yen
Article from Dicfa.comPhoto courtesy of www.businesscircle.com.my
Even if you are a senior citizen, keep in mind that it is not too late to do some things. In fact, it is not too late for many things and getting life insurance is one of them. Insurance companies have made it easier for everybody, including seniors to get a life insurance policy that suits their needs and their budget. The good news is that both permanent policies and term policies are available to senior citizens who want to protect their kids and not burden them with any kind of expenses after their death.
Share by Yen ( article from useful info )Photo courtesy of www.writefrankly.com
There was a blind girl who hated herself just because she was blind. She hated everyone, except her loving boyfriend. He was always there for her. She said that if she could only see the world, she would marry her boyfriend.
One day, someone donated a pair of eyes to her and then she could see everything, including her boyfriend. Her boyfriend asked her, “now that you can see the world, will you marry me?”
Share By Yen
Lately i happen to read this article shared from my staff and i find it that no doubt this term MRTA information is widely understand by house owner but i want to explain here is that they are still not fully aware of the Term Of MRTA and the beneficiaries benefit. I would happy to share with you again this article that i have read from KC. Lau Blog.
This is a guest post by Mandy Hiew, co-author of Money Tips for DoctorsPhoto courtesy of www.stproperty.sg
MRTA is the abbreviation of Mortgage Reducing Term Assurance. For those who don’t know what’s MRTA – it is a life insurance plan with decreasing sum assured over time, just to cover your home loan owed to bank.
Normally, this is what happen. After you buy a house, the mortgage officer will normally ask you to buy a hassle-free bank MRTA, single premium, and financed into the loan. You only pay a little bit extra per month, what a fantastic plan!
But are you aware that buying MRTA may not be able to directly protect your asset and your family?
If you purchase MRTA, the beneficiary is the bank. If any misfortune happens, the bank get the mortgage outstanding balance from insurance company (and now the bank is safe).
Hi I am Yen, I read about this articles and find it that it will help you in to this.
Deal with the agent that you are refer to is the best as you can get to know him or her through your introducer.
Posted By LifeHappens.orgPhoto courtesy of www.hancinema.net
T he key to any good relationship is trust and the client/agent relationship is no exception. You need to trust your agent’s knowledge, experience and professional judgment. And above all, you always should feel that the agent is acting in your best interest. The agent also needs to trust you. He or she needs to know that the information you provide is truthful and complete. And ultimately, the agent needs to have faith in your ability to make the right choices for your family. When it comes time to visit with your agent, here’s some information that will help ensure a productive meeting:
Posted By Insurance Web Blog
''The more time we have the more we wasted it, as if we know that times that past by will never bring back what we hope to change it but it definitely can leave us the memory that we can use to change for our future ''Photo courtesy of www.peterborough.gov.uk
Life insurance is more of a necessity than luxury these days. Since we are speeding and rushing all the time we are more prone to accidents than in old times. Also all that rushing and speeding creates significant amounts of stress and that has many diseases as the result. The biggest problem in case of fatal outcome which is result of that speedy life is the future of those who stay behind. It is not comforting thought that you may be away and your family has no funds to support themselves.
Life insurances are here to remedy financial problems if something happens to you.
Posted By : :-
There’s a clear trend for younger adults to stay single and postpone getting married and starting a family longer. With this lifestyle being the norm, it’s easy to get the wrong idea that there really isn’t any sense in getting life insurance in your twenties or thirties. So many young adults would rather spend the money which could be invested in life insurance on clothes, going out or cable TV, internet and cell phones.
For instance, one of my neighbors is a attorney in his early thirties. He recently mentioned in a conversation that he switched his internet, phone and cable TV services with a new provider, and that he got a great deal on the combined package – he’s paying around $500 per month. That’s about $6000 per year that could be put to better use and invested in savings, protection planning or life insurance. I mentioned this to him, and his answer was that he can’t afford life insurance on his salary, and that it wasn’t a priority anyway.
I would like to thanks Carrie Smith for this valuable post regarding life insurance importance and i understand no doubt this are important to us no matter what age we are at, in the end we still have more than 40% of people who do not have insurance plan.
Posted By Carrie SmithPhoto courtesy of www.iranvij.ir
As we grow older, get married, build families and start businesses, we come to realize more and more that life insurance is a fundamental part of having a sound financial plan.
Depending on your type of policy, life insurance is fairly cheap, which means there’s no excuse to why you can’t get coverage now! Plus over the years, you’ll find comfort in knowing money will be available to protect your loved ones in the event of your passing. Here are a few other reasons why having life insurance is so important.
Posted By Marvin H. Feldman
This post I find it might be helpful for most single mom and also working women.Photo courtesy of www.sheknows.com
Today’s modern families, which include single parents and same-sex couples, is putting more pressure on women to attain financial independence, according to the 2013 Women, Money & Power Study from Allianz Life.
The survey found that 67% of women in today’s modern family, including single, divorced or widowed moms and same-sex couples, say their family situation creates a heightened need to be financially aware and independent. And married women are now the minority group in terms of current relationship status: only 39% of respondents. I find this to be a surprisingly low number.
Hi I am Yen Wei Nee
I have been in insurance industry for 17 years and would like to share here with you my experience and information that is now changing our lives.