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Privacy Notice

What information do we collect?
We collect information from you when you fill out our contact form and submit to us. When requesting for a FREE life insurance analysis or any information from us via the Website, you may be asked to enter your name, email address and other relevant information to assist us to provide you with the service requested . You may, however, visit our site anonymously. We do not ask for nor facilitate credit card payments or any type of payments via our Website.

What do we use your information for?
All information we collect from you may be used in the following ways:

  • To verify your identity.
  • To communicate with you.
  • To provide customer service (responding to your request and support needs).

Retention of Your Personal Information
We will retain your personal information only for as long as is necessary for the purpose set out in this privacy notice. We will retain and use your information to the extent necessary to comply with our legal obligations (if any), resolves disputes, and enforce our legal agreements and policies.

How do we protect your information?
We do not keep your information on our Website. We also do not sell, trade, or otherwise share your personal details entrusted to us with others. This does not include trusted third parties who assist us in conducting our business, or servicing you, as long as those parties agree to keep all information confidential. We may also release your information when we believe release is appropriate to comply with the law, to enforce our Website policies, and/or to protect ours and others rights, property and safety.

When you comment on our site, or complete a contact form, cookies may be stored on your computer. This is purely a convenience, so that you won’t need to re-type all your information again when you want to leave another comment.

  • Cookies cannot be used to get information from your hard drive.
  • A Web site can read only the cookies that it puts into your browser. A Web site cannot read cookies created by any other Web site.
  • A cookie cannot be used as a virus.

You may clear your history and control the use of cookies via your browser’s setting.

Google Analytics
We use Google Analytics to analyse our Website’s usage and traffic:
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network.
You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.
For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page:

Your Consent
By using our Website, you consent to our privacy notice.

Changes to our Privacy Notice
If we decide to change our privacy notice, we will post these changes on this page. This privacy policy was updated 1st July 2018.

Contacting Us
If there are any questions regarding the privacy policy, you may contact us using our contact form on the Website , or by using the information below:

Our Address:
Unit L10-02
Brem Mall Shopping Complex
Jalan Jambu Mawar, Taman Seri Delima,
52000 Kuala Lumpur, Malaysia
Tel  : +603 6250 8886
Fax: +603 6250 8886

Disclaimer Notice

The information contained in this Website is for general information purposes only and is provided ‘as is” on its original publication date. While we endeavour to keep the information up to date and correct, the information should be used only as a general guide. We cannot guarantee that the information provided here is free from typographical or content errors. and its author(s) will assume no liability nor responsibility to any person or entity with respect to any loss and damage related directly or indirectly to the information on this Website. We are not be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from this Website. We make no representations or warranties of any kind, expressed or implied, about the completeness, accuracy, or reliability with respect to the Website or the information, products, or related graphics contained on the Website for any purpose. All use of this Website is solely at your own discretion and risk. 

Whilst every effort is made to keep the Website running smoothly and securely, takes no responsibility for, and will not be liable for the Website being temporarily unavailable due to technical issues beyond our control. We do not warrant that the Website is free of viruses or other harmful components.

Third Party Links
Through this Website you may be able to link to other websites which are not under the control of We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Copyright Notice

All information and material posted on this Website are subject to copyrights owned by and/or third party (other individuals or entities) with credits given. Any reproduction, retransmission, republication, or other use of all or part of any document found on this Website is expressly prohibited, unless prior written permission has been granted by the appropriate copyright owner. All other rights reserved. 

YWN Group respects the intellectual rights of others. If you believe any postings shared on our blog for general information is violating your copyright, please inform us through our contact form and we will remove the the post immediately.

The names, logos, trademarks, and service marks of YWN Group that appear on this Website may not be used in any advertising, publicity, promotion, or in any other manner implying YWNGroup’s endorsement, sponsorship of, or affiliation with any product or service, without our prior express written permission.

Copyright 2013 – 2018.  All Rights Reserved.